Financial Services

Retirement planning

Whether you are developing a retirement plan, nearing retirement, or recently retired, our goal is to help you simplify and organize your financial life. We work to provide a holistic, comprehensive plan that is uniquely tailored to suit your financial short- and long-term goals.

We will assist you in maximizing your Social Security benefits, help protect you from the risk of rising taxes, and show you how to produce guaranteed income without risking your principal. Our approach is to properly assess your risk tolerance, create a custom allocation model that reflects your objectives and tolerance, manage the portfolio in a cost- and tax-efficient manner, and re-examine and adjust the model as your needs or circumstances change.

Medicare

We begin the Medicare planning process with the ABCs of Medicare, educating you about Medicare supplements, Medicare Advantage plans, and prescription drug coverage. After discussing your options, we can help you start making decisions about your health care.

Life Insurance

Life insurance is a crucial, but often overlooked, aspect of a well-rounded retirement plan. There are options that can grant you long-term care/chronic illness benefits, which could help offset potentially devastating health care costs.

Long Term Care

Statistics show that there is a 70% chance that an individual over the age of 65 will need some type of long-term care assistance. If not properly prepared, long-term care can be very expensive and have a great effect on your retirement. We will show you ways to receive long-term care benefits through investing, life insurance, long-term care policies, and other strategies that will help pay for long-term care while keeping your retirement protected.

Estate Planning

Estate planning is a key element of a successful financial strategy. It ensures you will leave a legacy that provides for your loved ones by properly protecting and distributing your wealth according to your wishes.