Rick Hughes has helped many individuals and families in the Tennessee, Georgia, and Alabama areas prepare for retirement. Rick works exclusively with seniors and retirees to find solutions to help them enjoy their retirement years.
After being a vice president of a Fortune 500 company, Rick founded Hughes & Associates in 2007 to help families prepare for the future. Before changing careers, Rick served as an assistant basketball coach at the University of Florida and then served as a general manager/head coach of a developmental league to the NBA.
Rick has pioneered strategies that protect his clients from volatile and risky financial investments while helping them grow their retirement income. His main interest is helping his clients in reducing their taxes. He offers many risk and risk-free strategies that can lower a tax bracket and, in many cases, obtain a zero percent tax bracket in retirement.
Driven by a passion to educate and inform those preparing for or moving into the retirement phase of life, Rick has strived to create educational opportunities through workshops, classes, special events, and social media and provide them to those in the Cleveland, Chattanooga, Knoxville, and surrounding areas.
He is one of very few advisors who can work with WealthGuard™ in the state of Tennessee. WealthGuard™ is a complete portfolio monitoring system that is added to client accounts to help protect from downside risk.
Rick is an Investment Advisor Representative. He has his securities license and life and health insurance licenses and works with tax-advantaged strategies, tactically managed accounts, annuities, long-term care, and indexed universal life.
In addition to her duties as CFO, Wendy handles a variety of customer service and retention matters for Hughes Retirement Group. She has always been involved in education and holds a master’s degree from Lee University in psychology and counseling. She was an instructor at Wabash Valley Community College as well as Lee University, where she taught from 2002 to 2008.
Wendy is an active member in both the Athens and Cleveland/Bradley chambers of commerce and the Cleveland Leadership Class of 2019. She co-hosts a weekly community events radio show with her daughter, Lindsey, and is passionate about promoting local businesses and activities. She is a member of First Baptist of Cleveland and loves spending time with her family and two fur babies, Jack and Copper.
Granger Hughes began his career in 2009, after becoming a licensed insurance agent. He graduated with honors with a Bachelor of Science in business administration from Lee University. He is an Investment Advisor Representative with Hughes Retirement Group and has his securities license and life and health insurance licenses and works with tax-advantaged strategies, tactically managed accounts, annuities, long-term care, and indexed universal life.
Granger uses a tax-sensitive, holistic approach by offering suggestions and alternatives on ways that his clients can help protect, preserve, accumulate, and distribute money. His professional knowledge includes looking at all buckets of money and allocating them to the appropriate tax advantage status. He can assist his clients in reaching a lower tax bracket and, in many cases, obtaining a zero percent tax bracket in retirement. He can also provide strategies that are risk-free or limited-risk.
He utilizes a scientific approach to analyzing portfolios through standard deviation, correlation matrix, and risk reward. He is one of very few advisors that can work with WealthGuard™ in the state of Tennessee. WealthGuard™ is a complete portfolio monitoring system that is added to client accounts to help protect from downside risk.
Granger has worked with his father to help provide educational opportunities for clients as well as others in the community. He feels that working in this field has given him a responsibility to help inform those who may otherwise not be aware of strategies, changes, and opportunities available to them when it comes to their financial well-being.
Michael is the son-in-law of Rick and Wendy; he married their daughter, Lindsey, in May 2018. He assists in class and workshop operations as well as produces and maintains social media and other marketing collateral for the firm.
Michael has a background and education in emergency medical technology and 911 operations and a passion for helping those in need. He enjoys spending his spare time with his wife and family and can usually be found outdoors mountain biking or hiking.
Lindsey is the daughter of Rick and Wendy Hughes. She assists Rick and Granger in all aspects of providing services and information to clients and serves as the point of contact for financial services. She graduated from Cleveland State Community College in 2008 with a degree in office administration.
Lindsey is active in the community as an ambassador for the Cleveland/Bradley County Chamber of Commerce, a member of the Cleveland Leadership Class of 2019, and the co-host of a local weekly events radio show with Wendy Hughes. She is an avid mountain biker, enjoys the outdoors, and loves to travel and spend time with her husband and their dog!
Beth works to ensure outstanding customer service to clients and individuals seeking Medicare supplemental options and other health care plans. She works one-on-one with the agents of Hughes Retirement Group to help provide a smooth application process for clients and brings years of experience and understanding to the firm.
Beth enjoys traveling and spending time with her husband and family when she is not working. She is a great cook and always bringing fresh-baked goods to the office, especially around the holidays!
Lisa serves Hughes Retirement Group as the front-desk receptionist. She assists as administrative support and contributes to the team in social media and content strategies. Originally from Tucson, Arizona, Lisa planted herself in southeast Tennessee, where she graduated from Lee University with a degree in English and an emphasis in writing.
In her free time, Lisa enjoys spending time with her family, enjoying the outdoors, and listening to live music.