During our retirement years, we have certain life events that must be factored into our ongoing retirement planning needs. One must plan for healthcare costs, long-term care expenses, social security and RMDs (required minimum distributions). All these things can impact one’s income and investments during retirement, which is why it’s very important to help ensure that you don’t outlive the money you’ve spent years accumulating for this exact event and time in your life.

Our approach properly assesses your risk tolerance, creates a custom allocation model that reflects your objectives and tolerance, manages the portfolio in a cost- and tax-efficient manner, and re-examines and adjusts the model as your needs or circumstances change.

Maintaining a budget and managing debt is a major factor in both pre- and post-retirement. Regularly monitoring and assessing your investment strategies, allocations and risk tolerance is key during all aspects of retirement planning as it changes and transitions with you into retirement.

Whether you’re developing a retirement plan, nearing retirement, or recently retired, our goal is to help you simplify and organize your financial life. We work to provide a comprehensive plan that is uniquely tailored to suit your short- and long-term financial goals.

As individual retirees reach 65 and beyond, the odds that they’ll need some form of medical assistance increase. If not properly prepared, this can be very expensive and have a great effect on your retirement.

There are options that can grant you long-term care or chronic illness benefits, which could help offset potentially devastating health care costs. We’ll show you ways to receive benefits through investing, life insurance, long-term care policies, and other strategies that will help pay for long-term care while preserving your retirement savings.