In today's market, the huge number of choices available can be overwhelming. At Hughes & Associates, we listen to our clients to see what they truly need, striving to provide them with the very best value for your money.
You can trust our business family to meet your needs in a warm and friendly environment. Our staff will tailor coverage to meet your specific requirements and budget.
We are an enthusiastic team of professionals who believe in family, and want to help you provide for your family and business. Rick and Wendy Hughes started Hughes & Associates in 2007 and have quickly become a top agency in our region.
Rick’s first career was as a college basketball coach, where for 25 years he was successful in motivating, teaching, recruiting and winning. Rick was an assistant coach at the University of Florida, as well as the men’s head basketball coach at Lee University from 1999 to 2005.
Rick entered the insurance industry and quickly became one of the most successful agents in America. After being promoted to a management position, he was then hired by a Fortune 500 Company to be a Director and later was promoted to Field Vice-President.
In addition to her duties as CFO, Wendy also handles all customer service and retention matters. She has always been involved in education and holds a master’s degree from Lee University in psychology/counseling. She was an instructor at Wabash Valley Community College as well as Lee University, where she taught from 2002 to 2008.
Granger Hughes specializes in helping clients formulate a retirement plan that makes sure they don’t simply retire – they retire stress-free. Granger, alongside his father, assists in creating retirement strategies that yield results and help clients attain their retirement income goals.
In 2009, Granger became a licensed insurance agent and began his college career at Lee University, where he majored in business administration and graduated with honors.
Tune in to Granger and Rick every week on “Retirement Playbook” on 102.3 FM and 101.3 The Buzz. You can also listen to past shows on Hughes and Associates Facebook page or hughesretirementgroup.com.
Our passion is educating our clients so that they can make well-informed decisions about their financial goals. Our skilled and seasoned staff will work with you to simplify your search and help you find the right solutions. Our services include:
We begin the Medicare planning process with the ABCs of Medicare, educating clients regarding Medicare supplements, Medicare advantage, and prescription drug coverage. After discussing your options, we can help you start making decisions about your health care.
Our goal is to assist individuals in maximizing their Social Security benefits, but also educate them about options for building alternative streams of income other than Social Security. We are able to show how you can produce guaranteed income without risking your principal.
Life insurance is a crucial but often overlooked aspect of a well-rounded retirement plan. There are options that can grant you long-term care/chronic illness benefits, which could help offset potentially devastating health care costs.
For a fresh spin on the world of retirement, tune in to The Retirement Playbook with Rick and Granger Hughes. Committed to providing the best financial education, this father and son combo blends traditional economic views with the most recent market movements. Their well-rounded process can help tackle any obstacle on your financial horizon.
Tune in to
WCLE Mix 104.1 FM | Saturday 8:00 a.m.
The Buzz 101.3 FM | Saturday 11:00 a.m.
WCLE Mix 104.1 FM | Sunday 6:00 a.m.
WGOW 102.3 FG | Sunday 8:30 a.m.
International News Affecting Your Assets
Questions Before Retiring
Social Security Strategy
Unexpected Costs in Retirement
Hughes & Associates
1035 Peerless Crossing NW
Cleveland, TN 37312
1232 Premier Drive
Chattanooga, TN 37421
9041 Executive Park Drive
Knoxville, TN, 37923
2160 Highland Ave S.
Birmingham, AL 35205
Investment Advisory Services offered through Retirement Wealth Advisors, (RWA) a Registered Investment Advisor. Hughes & Associates and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.
This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Hughes & Associates and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.
Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors.